Chapter 16 - Estelle’s insurance problem

Because Estelle insured the ring for the event, the insurer reviewed what happened.
No loss claim.
Ring recovered.
But insurer asked:
Was anyone planning to substitute it?
Was replica disclosed?
No.
Did that violate policy?
Not necessarily unless original left secure custody or risk changed materially.
Still, they amended future coverage terms.
Higher security requirements.
Named handlers only.
No unattended display.
Estelle complained:
“This is humiliating.”
I said:
May you like
“Percival being searched and slapped was humiliating.”
She stopped talking.